- Add initialLoaded state to track first data load completion
- Set isCollapsed to null initially, determined after data loads
- Show loading state on button and description text before data arrives
- Remove auto-collapse effect that caused visual flicker
- Add i18n translations for loading states (en/fr/ja/ru/vi/zh)
Fixes issue where component would collapse/expand after data loads,
causing visual flicker when navigating to personal settings page.
